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Artificial Intelligence, or AI, is the latest technology hitting shelves and being brought into homes. We now not only have the ability to control various devices in our home from an app on our phone but we can also create reports to gain insight into how we use them. Data enthusiasts unite!
The Nest learning thermostat is every Dad’s best friend. You now have the hard data to back up why everyone needs to keep the house temperature exactly where you set it. And if anyone does turn it up you can turn it back down right from your phone.
If you are a data enthusiast you can use reports to see how much energy you’ve used throughout the week and/or month. Let’s be honest that’s enough to make us all data enthusiast converts.
Nest Cam IQ allows you to keep watch over your domain. It has face recognition capabilities and high-quality footage to recognize family members, frequent visitors, and intruders. When you add the Nest Aware feature you can even get updates right on your phone of the comings and goings of your home.
With microphone capability, you’re able to speak to those in the room, even if your two towns over. Keep your home safe, dogs off of the couch and teens from breaking house rules. And night mode utilized LED lights to get clear pictures for 24/7 film coverage.
Nest Protect is the smart smoke and carbon monoxide alarm you wish you always had. It recognizes the difference between smoke and steam which means no more obnoxious false alarms when cooking. You can use your towels solely for drying your hands again.
If that alarm happens to go off when you aren’t home it alerts your phone so you’re in the know at all times. It even warns you when the alarm is about to go off so it does scare the bejeezus out of you. As in it actually says “Heads up. There’s smoke in the kitchen” (or whichever room it’s installed in).
Nest Protect even has a motion detector and nightlight. So it knows to give you a little light as you walk by at night. You don’t have to choose between stumbling in the dark or fighting bleary-eyed through the brightness of normal lighting.
One last thing: if you upgrade to a Rheem water heater you can sync it up to your Nest Protect. Why would you want to do that? If one of your alarms does go off you can set up a trigger reaction where your water heater will shut off. It can also sync up to your Nest thermostat and turn the heat off as well.
Home insurance is a must for any homebuyer. However, getting the right coverage at the right price may seem impossible, particularly for those who are buying home insurance for the first time.
Fortunately, we're here to help you take the guesswork out of buying home insurance. Here are three tips that you can use to obtain the right home insurance coverage for your residence.
1. Understand What a Homeowners Policy Covers
Homeowners insurance offers protection against damage to your property and personal belongings. It also safeguards you against liability for any injuries or property damage that you may cause to other people.
Typically, homeowners insurance offers a package policy that ensures you are protected against natural disasters and other unforeseen risks. On the other hand, homeowners coverage does not protect you against every possible danger. And in some cases, you may need to buy additional coverage to supplement your homeowners policy.
For instance, a homeowner who lives in a floodplain likely will need to purchase flood insurance, as a homeowners policy does not offer flood coverage. Or, if you own a trampoline or your home features a swimming pool, you may need additional coverage as well.
Speaking with an insurance agent will allow you to learn about the ins and outs of a homeowners policy. If you ever have concerns or questions about homeowners insurance, a home insurance professional will be able to respond to your queries at any time.
2. Get Multiple Home Insurance Quotes
When it comes to finding home insurance, it pays to shop around. By doing so, you'll be able to get multiple home insurance quotes and find the best coverage at the best price.
Meeting with at least three home insurance companies usually is a good idea. This will enable you to find out how home insurance will impact your monthly expenses and receive responses to all of your home insurance queries.
3. Don't Forget About Preventative Measures to Supplement Your Home Insurance
Homeowners insurance offers protection in a number of areas, and ultimately, provides a great option to safeguard your property and belongings against risk. Furthermore, there are many quick, easy ways to minimize risk without having to increase your homeowners insurance coverage or add supplemental insurance.
For example, if you own a large collection of antique coins, it may be worthwhile to purchase a safe to secure these items. Also, if you buy a security system for your home, you can safeguard your residence and belongings against theft and may be able to get a discount on your home insurance too.
Purchasing home insurance is a major decision, and if you need extra help along the way, your real estate agent may be able to point you in the right direction.
Your real estate agent may have home insurance contacts, and as such, can connect you with these contacts instantly. Thus, you can move one step closer to buying home insurance that enables you to safeguard your property and belongings both now and in the future.